Sanlam Medical

What is Sanlam Medical?

Sanlam Medical collaborates with Bonitas and Fedhealth Medical Schemes to provide a comprehensive range of healthcare solutions tailored to meet your specific needs. Their goal is to ensure you and your family have access to the best possible medical scheme options at a reasonable cost.

What Do You Need to Know About Bonitas Medical Scheme?

Bonitas, as the second-largest medical aid provider in South Africa, has made a steadfast commitment to the cause of delivering healthcare that is both high in quality and accessible to a wide spectrum of individuals. Their approach is centered around ensuring that their medical aid packages are not only affordable but also easy to understand, allowing their members to make informed choices about their healthcare.

One of the standout features of Bonitas is their commitment to generous payouts, which can extend up to an impressive 93%. This means that members can rely on substantial financial support when it comes to their medical expenses, giving them peace of mind in times of need.

Moreover, Bonitas takes pride in its extensive network of general practitioners across South Africa. This far-reaching network benefits a substantial number of lives, specifically catering to 649,032 individuals. This broad access to general practitioners ensures that members can easily find healthcare providers near them, thus promoting timely and convenient access to medical services. It’s a testament to Bonitas’ dedication to providing comprehensive healthcare coverage, making it a reliable choice for individuals and families seeking quality medical aid.

Who is Fedhealth Medical Scheme?

Fedhealth, one of South Africa’s oldest medical aid schemes, specializes in providing cost-effective medical coverage tailored for individuals. With a strong focus on affordability, Fedhealth ensures that your medical expenses are fully covered. Their extensive range of benefits spans routine check-ups, hospital stays, prescription medications, and specialised treatments, making it easy for individuals to access comprehensive healthcare without the burden of excessive costs.

Fedhealth’s commitment to delivering affordable and comprehensive medical coverage sets them apart. Their dedication to tailoring healthcare solutions to individual needs ensures that whether you’re a young professional, a student, or simply someone seeking personalized medical coverage, Fedhealth is well-equipped to provide the right coverage precisely when you need it, giving you peace of mind about your healthcare needs.

How Can You Bridge The Medical Aid Gap?

Sanlam’s Gap Cover insurance acts as a financial bridge between what your medical aid pays out and the rates charged by your medical specialists. By opting for Sanlam Gap Cover, you can receive the difference to ensure you won’t face hefty out-of-pocket expenses for cost of treatment. To be eligible for Sanlam Gap Cover, you must already be a member of a registered medical aid scheme.

This coverage extends to the principal member, their spouse, and children up to the age of 27. In cases where families are covered by two medical aids, a single Sanlam Gap Cover policy provides the needed protection. Keep in mind there’s a general waiting period of three months for Sanlam Gap Cover benefits.

Additionally, pre-existing conditions for which you received advice or treatment in the 12 months prior to starting Gap Cover have a waiting period of 12 months. 

How Do Their Partnerships Make A Difference?

With Sanlam Medical’s partnership with Fedhealth and Bonitas, you can rest assured that they offer suitable and cost-effective medical scheme options for everyone. This provides peace of mind for you and your family. If you’re in search of the right medical scheme, don’t hesitate to reach out to Sanlam and explore your options.

Your health is too important to leave to chance, and Sanlam is here to help you find the perfect fit. Request an insurance quote today by filling in our online form, and a financial adviser will be in touch to guide you through the process.