LegalWise Personal Legal Cover Quotes
LegalWise provides legal cover for all South African individuals and assists them with many legal matters. They aim to give South Africans equal, fair access to affordable legal services. Started in 1984, LegalWise now boasts a countrywide network of branches.
Who Owns LegalWise?
Sivan Gengan is the CEO of LegalWise, an authorised financial services provider.
Who Underwrites LegalWise?
The LegalWise Membership Agreement is underwritten by Registered non-life Insurer and authorised financial services provider, Legal Expenses Insurance Southern Africa Limited (LEZA).
What is Legalwise All About?
The company’s purpose is to empower the people of South Africa by giving them access to legal services that will enable them to defend their rights and access justice. Using their extensive nationwide network and large employee base, they make sure their customers always have access to a lawyer that is on their side.
Clients can get access to legal advisors and referrals for representation in court, depending on the monthly premium they pay. If you have Legalwise membership, they can assist you with legal proceedings and help you protect your legal rights, no matter who the transgressor is in the matter.
How Does LegalWise Work?
LegalWise pays amounts stated in your policy for representation, should the dispute not be covered by the insurance company. However, legal cover is limited to an amount determined by the type of membership, which ranges from Gold to Platinum. Certain plans also provide legal cover for members’ spouses.
Areas of Expertise
The counsel available to members ranges from matters of employment, such as unfair dismissal, to criminal charges against them or their family. It includes issues relating to homeownership and motor vehicle matters, such as accident claims, poor repairs, or mechanical issues. LegalWise can also advise on consumer-related matters should the purchase of a product or service result in injury or financial loss.
Further Legal Services
Over and above providing face to face legal consultation and legal services, their counsellors can also assist with negotiations and correspondence with third parties on behalf of members, legal documents (such as wills and contracts), and debt relief including settlement negotiations, blacklisting, and payment extensions.
What Does LegalWise Cover?
If you want access to a Legalwise Network Lawyer or LegalWise legal assistance, you can choose from one of the below plan options to get started. Membership options also include optional additional cover, such as insurance cover for uncontested divorce.
LegalWise Gold Membership
You pay a low premium to become a LegalWise Gold member. LegalWise Gold Members get a payout of up to R106,000 in legal fees for each case. Should the main member die, a R10,600 payout will be made to cater for legal costs.
LegalWise Gold Benefits
- A reprieve of up to six months for retrenchment, or permanent or temporary disability
- A payout for legal expenses if the key member dies because of an accident
- Paralegal services include a team of in-house legal counsellors to help settle cases without going to court (where possible)
- Legal assistance via email
- Legal help online during office hours
- 24/7 helpline
LegalWise Gold Plus Membership
You pay slightly more for the LegalWise Gold Plus Membership. With the LegalWise Gold Plus Membership, you enjoy R59,000 more in payouts for legal assistance (R165,000 for each case). Payouts cover legal representation in court or alternative methods of resolution.
The best part is that your cover includes access to legal counsel for your family, too. As a Gold Plus Member, you get one free 45-minute consultation with any LegalWise lawyer on the network. An amount of R13,500 is paid out on the death of the main policyholder to attend to any legal fees.
LegalWise Platinum Membership
LegalWise Platinum Membership is the top of the range product which will cost you the most every month. Your legal fees payout per case will be R280,000 for assistance with legal matters, whether or not the case goes to court.
LegalWise Platinum Benefits
- Free property evaluation annually
- A 60% discount on conveyancing fees for property-related matters
- Members enjoy claim insurance benefits for child maintenance and uncontested divorce and for rescission of administration orders
- Specialised legal representation
Does LegalWise do Divorce Cases?
They do not include divorce cases and matrimonial matters in their plans, but you can choose to buy cover for uncontested divorce as an optional extra. Other types of legal expenses and matters that are not covered include political issues and traffic fines. To find out which legal issues they cover, it’s best to check your policy documents before signing.
Can I Cancel My LegalWise Membership?
Yes Members of LegalWise can cancel their policy if they feel dissatisfied with the service or product. If you are within the three months’ waiting period and have made no claims, they will even reimburse your premiums. This applies to all LegalWise members regardless of the plan they have chosen.
Is LegalWise Worth it?
The company has varying scores on online review pages, some positive, and some negative. It’s best to decide if LegalWise is for you based on whether they can cover what you need at a price you can afford, since each customer will have a unique experience.
You don’t need to contact LegalWise insurance South Africa to find the best, most affordable personal legal cover. Instead, just fill in the form at the top of this page, and the ideal legal cover provider for you will contact you!