MiWay INSURANCE

MiWay Insurance

MiWay offers quality and affordable assurance to people from all walks of life in South Africa. Customers can choose from a range of long-term  short-term insurance products including motor, household, homeowners, and business insurance cover. Their affordable insurance premiums allow everyday South Africans to access financial protection for their future.

This innovative insurance company was the first South African insurer to offer online quotes and the ability to manage short-term policies online. If you’re a person who likes things your way, you can try MiWay for flexible and hassle-free insurance.

Who is MiWay Insurance?

MiWay is a South African insurer started in 2007. Three major stakeholders, PSG, Santam, and Sanlam, started the company. MiWay is a licensed financial services provider and insurer.

The company’s goal is to give their customers an exceptional experience and to deliver on their promises. They do not offer life insurance products, but their short-term cover offering is expansive and even includes liability cover. MiWay Life, the sister company to MiWay Insurance, offers long-term coverage options like life insurance and funeral insurance.

Who Owns MiWay Insurance?

Santam, one of South Africa’s largest and most trusted insurance groups, backs MiWay. Santam is currently the major shareholder of the company. This gives the company the financial backing they need to build their unique brand identity and create an offering that benefits South Africans.

MiWay Products

MiWayLife Long-Term Insurance

If you are looking for a long-term solution to covering risks for your family, you can get a policy from MiWayLife that suites your needs and budget. MiWay is all about cover done your way. MiWay understands that South Africans from all walks of life buy life coverage to provide for the people in their lives.

MiWay Life Insurance ensures that those left behind are taken care of financially. Give you and those you love an honourable send-off with MiWay Funeral Cover.

MiWay Life Insurance

With the innovative MiWay re-imagined product offering, MiWay ensures that everyday South Africans have access to comprehensive life and funeral cover, so all South Africans can enjoy even more financial security. Their policy is a 4-in-1 policy which includes life cover, funeral cover, terminal illness cover, and funeral cover for family members.

Policyholders can add other individuals to their policies, such as their partners or spouses, siblings, in-laws, nephews, nieces, cousins, and other members of their extended family. There is no need for separate life and funeral cover, which translates into less admin. All this for one reduced monthly premium!

MiLittle Life

This policy is also called birth cover. It provides cover for common severe childbirth complications to alleviate stress for the mother and concern for the wellbeing of their newborn.

MiFit Life

This plan is designed to give athletes benefits and cover risks unique to their lifestyles. Only qualifying athletes can apply to this policy and enjoy cover.

MiWill Life

Existing clients can get a free will done with MiWay. This benefit allows you to prepare documents in advance so that if you die, your family and loved ones do not have to deal with added tax and administrative burdens while grieving your loss.

MiWay Short-Term Insurance

Mi-Way Car Insurance

Safeguard yourself against unforeseen vehicle emergencies with MiWay’s comprehensive, cost-effective, flexible cover. Customise your car insurance quote to suit your needs. MiWay coverage plans are affordable and easy for everyone.

What Does MiWay Car Insurance Cover?

You can get comprehensive car insurance for all your vehicle and road-related risks, or you can choose fire, theft, and accident cover. This cover pays third-party costs if you are in an accident and also pays out if your car gets damaged or lost because of fire and theft. Many of their options include emergency assistance as an added benefit.

You can choose a third-party only plan that will only cover the costs of damage to another vehicle in an accident and not your own. Finally, MiWay offers total loss cover, which pays out if your car is completely totalled or lost because of hijacking, accident, and theft. This plan includes limited liability cover.

MiWay Home Contents Cover

MiWay offers cover for all the contents in your home at affordable prices and includes all risk cover.

MiWay Buildings Insurance

Cover the bricks and mortar of your home with MiWay’s comprehensive buildings policy options.

MiWay Business Insurance

MiWay’s Business coverage team is serious about providing comprehensive business insurance with the same world-class customer service you’re accustomed to from MiWay. MiWay’s team will be happy to help you find the right cover for your business, regardless of the size of your enterprise.

Business Cover Products

• Business Property
• Business Vehicle
• Business Interruption
• Staff Dishonesty
• All Risk
• Broad Form Liability
• Personal Accident
• MiBusiness Assist

How Does MiWay Insurance Work?

With this insurance provider, you can get contents insurance, car cover, business cover, and more. They are a powerful player in the South African insurance industry thanks to backing by industry giants.

Each policy MiWay offers has unique benefits and coverage. To learn more about what you get for each policy, it is a good idea to look at the policy wording.

How Good is MiWay Insurance?

Your experience depends on what is important to you. Some people value benefits the most, while others value savings on their insurance premiums, an easy claims process, or customer experience. If you’re unsure about MiWay, you can check out online ratings for this insurer and read customer reviews.

MiWay rewards you for doing things online! Apply for online insurance quotes, then get your insurance policy online, and MiWay will pay you an average full month’s premium after 3 months’ full premiums are received. Ts & Cs apply.

You will receive a discount when adding additional products to your cover. The discount will vary depending on the combination of products you choose. Should the combination change in the future, the discount may change or fall away.