CAR | BUSINESS | LIFE

AIG – A Global Leader in Insurance

AIG, or American International Group Inc, is a leading insurance service provider servicing businesses and individuals in over 100 countries and jurisdictions. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. AIG common stock is listed on the New York Stock Exchange and the Tokyo Stock Exchange.

AIG in South Africa

AIG established operations in South Africa in 1962, their first major insurance project being the building of the Gariep Dam. Today AIG’s footprint marks areas across South Africa, insuring numerous top businesses, government organisations, and hundreds of small to medium enterprises, and individuals.

With an enviable reputation as a provider of innovative products and a very broad product range, AIG can leverage off international expertise in products and people to enhance their offerings locally and across the continent of Africa.

AIG Personal Insurance

• Personal Lines
• Travel
• Personal Accident

AIG Business Insurance Products

• Group Personal Accident and Health
• Multinational
• SME
• Financial Lines

AIG Personal Lines

• AIG offers a wide range of insurance products to suit your lifestyle

AIG Travel Insurance

• AIG has a global presence in over 100 countries worldwide

AIG Personal Accident

• Enjoy comprehensive Personal Accident cover with AIG

AIG Business Insurance Products

AIG Group Accident and Health

AIG offers a wide selection of travel and personal accident products for groups that include corporates and businesses with a range of speciality insurance products.

• Business Travel Accident Insurance – includes emergency assistance for medical emergencies, cancellation of trips, loss of baggage, delays, loss of important documentation such as passports, and death or disability
• Speciality Insurance Solutions – insurance programmes customised for your company and travel
• Group Personal Accident Insurance – Comprehensive personal accident cover for your staff that will cover partial disability if they are involved in a work-related accident

AIG Multinational Insurance

AIG caters for multinational companies of various sizes across all industries and sectors. This includes companies expanding with a global footprint using multinational tools and processes.

AIG SME Insurance

AIG understands each business has different needs, that is why they offer a commercial combined policy that provides a good all-round insurance solution. These policies offer affordable and comprehensive cover with extra cover and services created to assist customers in reducing their risks of having to claim or broaden their protection.

AIG SME Insurance Provides Cover for

• Property damage
• Electronic equipment
• Business interruption
• Business all-risk
• Business liability
• Business motor insurance

AIG Financial Lines Insurance

AIG offers a complement of products to protect individuals and organisations in businesses of all sizes from a wide range of commercial challenges.

• Bankers Blanket Bond–insurance for financial institutions that covers fraud, dishonesty, theft, and forgery
• Cyber Liability–cyber risk protection for commercial institutions
• Employers Practices Liability Insurance (also referred to as EPLI)–insurance cover for legal costs for employers and expenses and compensation awards for a wide variety of employment practice violations
• Investment Management Insurance (also referred to as IMI)–cover for all professional and managerial liabilities as an investment manager, fund, or adviser
• Pension Trustees Liability (also referred to as PTL)–insurance to protect trustees, the employees, the employer’s company, and the actual fund
• Professional Indemnity–protection against dissatisfied consumers and complaints as a result of professional services they received
• Representation and Warranties Indemnity–cover for breaches and warranties given in the sale of a business
• Crime–comprehensive cover for crime involving fraud (employee fraud) and specified acts of fraud
• Directors and Officers Liability Insurance–protection for officers, directors, and employees acting in a supervisory or management capacity
• Financial Institutions Professional Indemnity (FIPI)–insurance cover tailored to cover financial losses to a third party
• Kidnap and Ransom–immediate access to specialist response consultants who advise on sensitive and complicated issues regarding the safe release of the victim
• Private Edge–protection of personal assets of individuals to cover the costs of their defence
• Prospectors Offering of Securities Insurance (also referred to as POSI)–insurance for companies to protect them from long-term exposure presented by securities offerings
• Tech Premier – Modular Edition–Professional Liability protection from tech companies that have multi-faceted businesses

With over 50 years’ experience in South Africa, AIG has built a responsive claims organisation committed to fast, cost-efficient claims resolutions. AIG’s global team is well-equipped to deliver superior claims services and help clients successfully mitigate losses.