Smart technology offers numerous benefits and has become increasingly popular, therefore it should come as no surprise that insurance houses are experiencing a marked increase in claims. Play it safe and get cell phone insurance; a small price to pay to cover all eventualities.
For most tablets a standard household policy will usually cover against damage and theft – but because tablets and cell phones are mobile devices and are usually away from the home when theft or damage takes place, you will need an all-risks policy or section in your policy to cover your cell phones and other mobile devices.
It is important to check whether your device is covered under your unspecified all-risk insurance – in most instances these will require specification and items such as cell phones, GPS devices and laptops will need to be specified.
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