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Find out everything you need to know about PMD in South Africa and compare their coverage options before you purchase a policy.

Who is Prime Meridian Direct?

Prime Meridian Direct (PMD) is an insurance company that is committed to providing fair and reliable assurance to motorists in South Africa. Santam Structured Insurance Limited underwrites Prime Meridian Direct Insurance. PMD believes that all South Africans deserve affordable insurance products. This has inspired Prime Meridian’s team to give their customers the most excellent service possible. They are known for offering fixed premiums* and a basic excess that reduces to zero*.

What Does PMD Car Insurance Cover?

With PMD’s comprehensive car insurance, you can get full cover for a motor vehicle accident as well as if your vehicle is stolen or damaged by natural fire or disaster. The comprehensive plan also includes third party liability cover up to R1 million per incident .

With PMD’s insurance products, your premiums will be fixed* & you can enjoy a basic excess that reduces to zero*!

How Do PMD’s Car Insurance Plans Work?

PMD’s car Insurance range offers you affordable cover for your major and minor motoring risks. The Prime Meridian Direct Third-Party PLUS plan is the most affordable and basic option available. The Prime Meridian Direct Customised plan was designed to be customisable to best meet your needs and budget. For full comprehensive cover with unique benefits, choose Prime Meridian Direct’s Comprehensive car insurance plan.

What Is PMD’s Customised Cover?

Customised Cover allows motorists to be protected up to the market value of your car in the event that your car is written off due to an accident, natural fire or disaster, theft or hijacking. Third parties will be protected for up to R 500,000.00 per incident. Smaller accidents are covered with PMD’s unique growing benefit cover .

Why PMD is a Trusted Car Insurance Brand?

Many Prime Meridian Direct customers and South African motorists have complimented PMD for outstanding service, great response times and affordable premiums. Become part of the PMD family by getting an instant car insurance quote online.

PMD’s comprehensive car insurance cover offers unique additional benefits such as tyre and rim cover and credit shortfall protection, just to name a few. And remember that PMD offers fixed premiums for 24 months at a time* giving you complete financial certainty, and your excess reduces to zero*.

You can view all of PMD’s additional comprehensive benefits here. When it comes to insurance, it is always important to do your research before committing yourself. Visit to see what PMD’s clients have to say.

Are PMD Car Insurance Quotes Free?

Yes, car insurance quotes from for PMD are free. You can get a competitive quote today by filling in a simple online form that offers results fast.


More information and terms and conditions: | 011 745 7800. Prime Meridian Direct (Pty) Ltd is an Authorised Financial Services Provider, FSP 41040. Policy benefits underwritten by Santam Structured Insurance Limited, a non-life insurer and authorised Financial Services Provider, FSP 1027. *Any reference made to a premium or benefit amount is subject to the plan or option selected. Premiums remain fixed for 24 months. Terms and conditions apply. Standard SMS rates apply.

* If you don’t claim
** Terms and Conditions Apply

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