Despite their name, 1Life funeral cover does provide funeral cover. If you are between the ages of 18 and 65, and your children are younger than 21 (or 25 and full-time students), and your parents are under the age of 75 years, then you qualify for 1Life direct insurance. Obviously you only have to meet all those criteria if you want your children and parents added to the policy.

From just R99pm* you get up to R100 000 cover in the event of the insured’s death to cover his or her funeral costs. This includes catering costs, and is paid out within 24 hours* after a legitimate claim is submitted. The policy includes the following benefits:

1Life funeral premium waiver

If more than one family member is on the policy, then it will include a premium waiver. This means that if the principal member on the policy dies, the other members will still be covered for up to two years without having to pay any additional premiums.

1Life funeral grocery benefit

Given that life insurance takes months (and sometimes years) to pay out, 1Life funeral cover provides a grocery benefit to surviving members. Should the principal member die, the cover will not only pay out for the funeral but an additional R1 000 per month for up to six months to cover groceries.

1Life cover repatriation benefit

While repatriation usually refers to bringing someone back to their own country from a foreign state, 1Life’s funeral cover repatriates insureds from the place of death to the place of burial. This cost is limited to R2 000.

1Life funeral extended family benefit

Other members of the family, such as spouses, children, parents and other extended members can be added to the policy, but this is limited to only five children, and 10 other family members. There is an additional premium per member of the family added to the policy.

1Life cover accidental death

The cover pays out for natural death and accidental death, although there is a 12 month waiting period for claims of natural death from the commencement of the policy. Accidental death cover begins immediately.

If you are looking for funeral cover, then you’ve come to right place. We can source multiple insurance quotes for you. All you have to do is fill in the online form.

For all 1Life Insurance products, click here.


1Life Insurance Limited is an authorised financial services provider (FSP| License Number 24769)
Privacy policy | Copyright 2017 1Life Insurance Limited - All rights reserved
*Terms and conditions Apply Risk Profile Dependent