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Unexpected Ways To Die In Everyday Life

Dying is very much part of living. That does not take the edge off for those grieving and left behind, especially if someone else’s negligence causes it. Prevention is better than cure, and knowing about these common everyday things that can lead to someone’s death will help us all take steps to prevent it.

6 Common Accidental Ways to Die

  • Escalators cause 2 deaths per year.
  • TVs cause 19 deaths per year, mostly by falling on people.
  • Electrical appliances kill 45 people a year, mostly through electrocution.
  • According to BuzzFeed, 450 people die each year by falling out of bed.
  • More than 36,000 people die each year from fall-related accidents.
  • Over 40,000 people die each year in car accidents.

4 Uncommon Ways to Die

  • An owner of a wool factory died when he fell into one of his own machines, which wrapped him in over 700 meters of wool.
  • A man from KwaZulu-Natal died when the roof of his garage collapsed, impaling him on the metal support beam as he was parking his car.
  • In 2016, a fish jumped into a fisherman’s mouth and wriggled down into his lungs. He died before the fish could be removed.
  • A cow fell through a Brazilian man’s roof onto him while he was asleep in bed, killing him. His wife, who lay beside him, and the cow were both unharmed.

Preventing the Financial Implications of Accidental Deaths

There are many unexpected ways to die – in other words, freak accidents happen. Those responsible could find to their detriment that it will cost them dearly if they are not insured. There are a myriad eventualities to get cover for and it’s impossible to prepare for them all.

That is why it is imperative to have sufficient public liability insurance. It’s important to get enough cover to ensure that injuries are covered should a guest or client be hurt on your premises, and in the case of death, that there is sufficient funding to compensate for the loss of that individual. If their property is damaged while visiting your premises, your cover should be enough to compensate financially, whether it be a shop, a factory, home office, or similar.

Many business insurance policies include a basic level of public liability insurance. This cover can sometimes fall short when claims are made against you. It is therefore very important to make sure the amount you insure is enough to cover the costs. It will be counterproductive to have to pay out for injuries or death if there is a huge shortfall in your liability cover.

A wall collapsing or a roof of a shopping centre caving in could have dire consequences and devastating outcomes. That is why public liability insurance plays an integral role in running or owning a business, regardless of what type of industry you are in.

Freaks accidents can and will happen – there could be a fire in the upper floors of a hotel and guests could get trapped. Some could be severely injured and sadly individuals could succumb to their injuries or die as a direct result of smoke inhalation.

When human beings are involved, the risks are always higher. It is your duty, as business owner, to ensure that there is sufficient cover for all eventualities, as we never know when something might go wrong.

Sources: News24

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