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Can I Get Disability Benefits for Mental Illness?

This depends on the policy. Your life insurance cover will include clauses stipulating the causes of illness or injury that are covered. Mental illness can prevent a person from being able to work and is thus covered by a life insurance policy. Certain conditions, such as bipolar, may be excluded. These will be listed under the exclusions portion of your insurance policy.

Insurance Expert is a professional when it comes to long-term, short-term and medical cover in South Africa. He has the collective knowledge of an insurance litigator and actuary with as many years in the South African insurance industry as Lloyd has in London. Have an insurance conundrum? Ask our Insurance Expert and he’ll source the answer from one of the specialists in our panel.

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