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Home & Household Insurance Insurance

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Compare Home Insurance with Ease

Your home is more than just a building; it’s where you create memories, store your valuables, and find comfort. Protecting it with the right home insurance is crucial. At insurance.co.za, we make it simple to compare home insurance options from top providers, helping you find the best coverage at the most competitive prices.

Key price comparisons for some of South Africa’s household insurance providers
Provider Coverage Key Features Starting Price
OUTsurance Comprehensive cover for building and contents Includes cover for theft, fire, natural disasters From R350/month*
King Price Comprehensive home contents insurance Decreasing premiums, customizable coverage From R249/month*
Dial Direct Building and contents cover with optional additional services 24/7 emergency assistance, liability cover From R280/month*
Budget Insurance Flexible building and contents insurance Emergency assist, new-for-old replacement for specified items From R299/month*
iWYZE Comprehensive home insurance including contents and building Includes cover for portable possessions and power surge damage From R295/month*

*Prices are indicative and vary based on your specific requirements. Use our comparison tool to get personalized quotes. Please note that these prices are subject to change and at the discretion of the insurers themselves.


Why Do You Need Home Insurance

Home insurance, also known as household insurance, is essential for safeguarding your property and possessions against unforeseen events like fire, theft, or natural disasters. Whether you own a house or rent, having the right insurance ensures that you are protected from financial loss if something goes wrong.

How We Help You Find the Best Home Insurance

At Insurance.co.za, we understand that every home is unique, and so are your insurance needs. Our platform allows you to easily compare different home insurance policies from leading South African providers. By comparing features, coverage limits, and pricing, you can make an informed decision that suits both your home and your budget.

Competitive Quotes from Trusted Providers

We partner with some of the most reputable home insurance providers in South Africa to bring you competitive quotes. By comparing multiple options, you can ensure you’re getting the best deal available. Our platform saves you time and money, giving you the confidence that your home is well-protected.

When comparing home insurance policies, it's important to consider


Coverage: Does the policy cover the structure of your home, its contents, and additional living expenses in case of a disaster?

Perils Covered: Are you protected against common risks like fire, theft, and natural disasters?

Exclusions: Are there any specific exclusions or limitations in the policy?

Premiums and Deductibles: What are the costs of the premiums and the deductibles if you need to make a claim?

Customer Service: Is the insurer known for prompt and fair claims handling?


Our platform provides detailed insurance comparisons, so you can see at a glance which policies offer the best value for your needs.

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