Apex Insurance

Apex specialises in offering motor warranties and operates under Talksure Trading, a licensed financial services provider. Learn more about Apex here.

Who is Apex Insurance?

Curious about Apex Insurance? Well, they are not your typical insurance company. Apex specialises in providing motor warranties, and they are a part of Talksure Trading, a licensed financial services provider. But they offer more than just warranties; they also provide valuable advice and intermediary services in South Africa.

How Does Apex Work?

Apex operates within the insurance realm, but they do not offer traditional car insurance. Instead, they provide warranties for your vehicle.

What’s the difference?

Car insurance typically covers accidents, theft, and loss, while a motor warranty also known as mechanical breakdown insurance, kicks in when specific parts of your vehicle break down due to mechanical or electrical issues. These warranties cover the cost of repairs, including labor and part replacements, helping you steer clear of unexpected expenses on major components.

What Does an Apex Motor Warranty Cover?

With an Apex motor warranty, you can protect yourself from the financial shock of an unforeseen mechanical breakdown or electrical failure. Apex offers 6-step motor warranty options, each with specific coverage for various car parts:

1. Elite Plus: This comprehensive option covers your engine, gearbox, differential, differential lock, management system, transfer box, supercharger, turbo assembly, and casing. It’s available for cars less than 9 years old with fewer than 250,000 km on the odometer.
2. Elite: Similar to Elite Plus, this plan covers the same parts but with slightly lower annual coverage amounts. Eligible cars must be under 9 years old and have less than 250,000 km on the odometer.
3. Elite Lite: This more budget-friendly plan offers coverage for your engine, gearbox, differential, management system, electrical components, cooling system, cylindrical head gasket, cambelt failure, and other unspecified events. It’s available for vehicles under 9 years old and /or with fewer than 250,000 km.
4. Prime Plus: Designed for older cars with less than 400,000 km, this plan provides coverage for your engine, gearbox, differential, differential lock, management system, turbo assembly, transfer box, casing, and supercharger.
5. Prime: Similar to Prime Plus, this plan covers the same items but with lower coverage amounts. It’s suitable for cars with less than 400,000 km that are older than 9 years.
6. Prime Lite: The most affordable option covers vehicles with less than 350,000 km and older than 9 years. It offers coverage for the same items as the Elite Lite plan but for older cars.

Value-Added Benefits

Each Apex plan includes value-added services such as roadside assistance, pothole expertise, car hire, and even funeral or personal accident cover. Comprehensive options come with all these extras, while Lite options offer roadside assistance only.

BodyCare Plan

In addition to motor warranties, Apex also offers a Body Care plan that covers minor damages to your vehicle, including:

• Stone chips
• SScratches
• Minor dents
• Interior of the vehicle
• Annual AC treatment
• Odour treatment
• Headlight renewal
• Complimentary car valet
• Windscreen and glass maintenance
• Tar removal

With the BodyCare plan, you can keep your vehicle in pristine condition without hefty repair costs.

What Sets Apex Apart?

Apex South Africa stands out in several ways. They cover authorised repairs at approved dealers and workshops, and there is no excess, so you won’t have to pay anything when you make a claim. Apex does not impose a vehicle age limit, and their monthly premiums are fixed, ensuring you won’t face escalating costs. Additionally, every plan includes roadside assistance and expert crisis assistance or emergency coordination.

Ready to explore Apex Insurance and secure the protection your vehicle needs in South Africa? Do not hesitate – request an insurance quote today! Peace of mind motoring is just a click away.