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From Instant Life

Instant Life Insurance

Instant Life is the South African consumers’ premier insurance destination, offering peace of mind with a low-admin approach. This combined with the use of web technologies enables consumers to increase efficiencies and cut costs regarding their life cover.

Instant Life Products

  • Life Insurance
  • Medical Gap Cover
  • Critical Illness Cover
  • Work Disability Cover
  • Accidental Death Cover
  • Funeral Plans

Instant Life – Life Insurance

    • Pays out cash to your beneficiaries when you die
    • Instant Life offers a fresh approach to the administration of life insurance by setting standards for fully online life insurance companies in South Africa
    • Instant Life is underwritten by GuardRisk, a member of the Alexander Forbes Group (a reputable insurance brand you can trust)
  • Everything from life insurance quotes to signing up, managing your policy and submitting claims happens online. This makes it a user-friendly and easy way of managing your life insurance product


  • Your online insurance will pay out cash for up to 12 months prior to death in the event of terminal illness
    • Enjoy live cover of up to R6 million with no medical tests required
    • You can receive cover if you are between the ages of 20 and 65
    • Instant Life offers insurance cover for the whole life of the insured
    • Natural and accidental death will be covered
    • Instant Life insurance can be increased, decreased, or cancelled at any given time without incurring any penalties
  • Save 50% or more on your premiums with cash back bonuses of 20% if you don’t claim for 10 years
  • Online life insurance will be activated within minutes
  • The simple web-based sign-up process offers immediate peace of mind
  • The entire process is an easy click-through form for free quotes

Instant Life Medical Gap Cover

  • Instant Life offers medical gap cover of up to R2 million for your family, at only R128 per month

Instant Life Critical Illness Cover

  • Instant Life Critical illness cover is there to support your family if you are no longer able to work as a result of a critical illness

Instant Life Work Disability Insurance

  • Instant Life’s Work Disability insurance serves as a financial back-up plan if you are unable to work as a result of major illness or serious injury
  • Instant Life’s policies pay cash to help the insured cope financially

Instant Life Accidental Death Cover

  • Instant Life’s Accidental Death Insurance policies ensure that your family is financially secure even after you die

Instant Life Funeral Cover

  • Instant Life Funeral Cover will pay cash to cover your funeral

Instant Life is all about making life insurance simple, offering peace of mind online. Instant Life is underwritten by GuardRisk, a member of the Alexander Forbes Group; you can rest assured knowing that you’re dealing with a reputable life cover administrator.

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What some of

our clients say

  • We found the perfect cover through with next to no work required on our behalf - various insurance quotes came directly to us!

    De Klerks Cape Town
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