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17 Absurd Car Insurance Claims Found on Claims Forms

Absurd Car Insurance Claims

It’s an unspoken truth that to get an insurance company to pay a car insurance claim, one must do everything but admit guilt. This may include practicing witchcraft, enlisting the services of the Navy, or liberating zoo animals. We’ve found the top 17 most absurd car insurance claims, some of which were actually paid out.

17 Absurd Car Insurance Claims from Actual Claims Forms

“I was driving along the motorway when the police pulled me over onto the hard shoulder. Unfortunately I was in the middle lane and there was another car in the way.”

“Going to work at 7am this morning I drove out of my drive straight into a bus. The bus was 5 minutes early.”

“The accident happened because I had one eye on the lorry in front, one eye on the pedestrian, and the other on the car behind.”

“I started to slow down but the traffic was more stationary than I thought.”

“I started to turn and it was at this point I noticed a camel and an elephant tethered at the verge. This distraction caused me to lose concentration and hit a bollard.”

“I didn’t think the speed limit applied after midnight.”

“Windscreen broken. Cause unknown. Probably Voodoo.”

“I collided with a stationary truck coming the other way.”

“A pedestrian hit me and went under my car.”

“In an attempt to kill a fly, I drove into a telephone pole.”

“Coming home I drove into the wrong house and collided with a tree I don’t have.”

“I thought my window was down, but I found it was up when I put my head through it.”

“The guy was all over the road. I had to swerve a number of times before I hit him.”

“I had been driving for forty years when I fell asleep at the wheel and had an accident.”

“As I approached an intersection a sign suddenly appeared in a place where no stop sign had ever appeared before.”

“I had been learning to drive with power steering. I turned the wheel to what I thought was enough and found myself in a different direction going the opposite way.”

“My car got hit by a submarine.”

A woman went to port to meet her husband who was a submariner. Driving to the base, she parked her car at the end of the slip where the submarine was to berth. The ensign steered the vessel a little too close to port resulting in a piece of the slip falling away, causing the car to fall into the water. The Navy paid the claim.

“A house hit my car.”

A house, being moved by a large truck, tilted off its tow and fell onto a man’s car, parked correctly on the side of the road. After much explaining and corroboration with the towing company, the insurer paid the claim.

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