The school years are long behind you. You recently completed a Business Management course and have just landed your first job. Life is on the up, and at 20 years of age, you have your whole [...]
At last, you can hang up your navy suit and neatly fold away your silk tie. It is time to replace the bustle of rush hour noise with the lapping of crystal waters against white sands. The [...]
Being able to maintain your family’s lifestyle is the peace of mind we all seek. Life insurance is one of the purest acts of selflessness. You insure your home, your office buildings, you even [...]
Do you, like most of us, find car insurance unaffordable and really expensive? Does the thought of forking out hundreds of Rand every month make you break out in a cold sweat? Put simply, car [...]
The area code informs the insurer of the overnight location of a client’s vehicle. The insurer uses this information to determine whether or not the insured lives in a high or low crime area. [...]
Medical aid is a non-profit product that provides cover for medical expenses. The level of cover provided is dependent on the option chosen and can range from basic cover for hospitalisation [...]
This depends on the policy. Your life insurance cover will include clauses stipulating the causes of illness or injury that are covered.
A life settlement refers to the amount received when selling a life insurance policy. As life insurance companies evaluate premiums based on each individual’s risk, they cannot allow a life [...]
No, unfortunately not. Even though all contents insured are not necessary listed in the policy, your home contents are covered for a certain value;
Your insurance company may pay out the value of the property at the time of loss, or, the municipal value, which may be lower or higher than the amount for which it was originally bought (or [...]
A pregnancy, planned or unplanned, is very unlikely to be defined as a disability or illness in terms of any policy wording.