Momentum Home Insurance

Momentum home insurance cover is designed to ensure your property is covered against damage due to acts of nature, burst water pipes, burst geysers, theft, power dips and spikes, fire, explosion, impact, and accidental breakage. Buildings insurance from Momentum covers any fixed structures like a home or flat that you own in South Africa. Insurance cover includes cover for your home and for outbuildings, fixtures, and fittings.

Momentum Buildings Insurance Benefits

• Your property is insured for the full replacement value. This includes rebuilding, repairing, or renovation of your property
• 24-hour free home assistance is available for emergencies
• Excesses are fixed, so there are no hidden costs or unpleasant surprises
• Premiums are guaranteed for 12 months whether you claim or not
• The cost of the fire brigade will be covered in the event of a fire
• Should the insured require accommodation in emergency situations, temporary accommodation is covered
• Accidental death or bodily injury to people other than members of your household or your domestic employees is covered
• Accidental loss or damage to property belonging to people other than members of your household or your domestic employees is also included in your Momentum Home insurance schedule
• Additional costs such as professional and municipal fees, demolition charges, debris removal, and making your building site safe is available
• There is a cash-back bonus of up to 30% annually

Optional Momentum Home Insurance Cover Extras

• Theft cover for unoccupied buildings
• Geyser and pipes wear and tear
• Comprehensive subsidence cover for when the land on which your property sits sinks or caves in
• Insurance cover for property used for business purposes. These need to be specified on your insurance schedule

Momentum Assist

• When you need help for emergencies on the road, at your home, office, or even on the medical or legal front, call Momentum Assist
• Even if you only have vehicle cover with Momentum, the benefits offered in terms of home, medical, and legal assistance will also be available to you
• Likewise, should you only have contents and/or building cover, the benefits offered in terms of vehicle, medical, and legal assistance will also be available to you

Momentum Home insurance claims are easy to submit via their mobile application.