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Medical Cover
Choose Medical Insurance, Medical Aid, Hospital Cover, Day to Day or Combo Plans that suits you*
* Your details will be sent to one of the brands that we have partnered with, as can be seen on this page.

Liberty Medical Health
Liberty Health is a first-class international health insurance service provider that offers state-of-the-art products and benefits to corporates, multinational corporations, individuals, and SME’s across the continent of Africa, servicing 22 African states (including South Africa) at affordable rates.
Products
- Liberty Gap Cover
- Liberty Health Cover
- Liberty Medical Premium Waiver
- Medical Scheme Cover
- Living Lifestyle (comprehensive cover for critical illness)
- Serious Illness Cover
Liberty Gap Cover
- Liberty Gap Cover protects you and your family if there is a shortfall in the difference between your medical aid cover (paid by your medical aid scheme) and what your medical providers and hospital charges
Liberty Health Cover
- Liberty Health Cover offers a range of health insurance plans for local nationals and expatriates
- This plan covers residents in 21 African countries
- This plan is not available to those living in South Africa (this is for expats and nationals outside the borders of South Africa)
- Rates are affordable
Liberty Medical Premium Waiver
- Liberty Medical Premium Waiver is created to ensure your family’s medical scheme and Liberty Gap Cover will continue to be paid in the event of your death
- Premiums will also continue if the main member is disabled or becomes critically ill
Medical Scheme Cover
- Liberty is an accredited brokerage and has access to two leading South African medical schemes, Bonitas and Bestmed
Living Lifestyle
- A lump sum is paid out for traumatic events and critical illness
- There are 31 illnesses categorised and include (but are not limited to)
- Strokes
- Certain Cancers
- Heart attacks
- Rare critical illnesses that have not been defined and that are largely unknown
Serious Illness Cover
- If you are diagnosed with a serious illness by a medical professional, a lump sum of up to R2,000,000 will be paid out to you
- This cover is available over the phone, making the application process straightforward
For advice regarding Liberty Medical, chat to one of Liberty’s financial advisers about which benefit would suit your unique medical needs, whether it is for you as an individual, a family, a small to medium enterprise, a large blue-chip organisation, or other.

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