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1Life  Life Insurance

1Life Life Insurance celebrates life with you by offering products that will take care of your loved ones when you no longer can. 1Life makes it possible to ensure your loved ones can keep living the lifestyle they are accustomed to after your death.

Whether it is life insurance or dread disease cover, 1Life Insurance products provide you and your family with financial protection against death, disability, and illness. If you want to invest in your future and save the money you need to live life to the fullest, 1Life has the right product tailored for you.

1Life Insurance Products

• 1Life Pure Life Cover
• 1Life Dread Disease Cover
• Female Dread Disease Cover
• Disability Insurance
• Expense Protector
• Funeral Cover
• 1Life Investments
• Personal Loans

1Life Pure Life Cover Insurance

1Life Life Pure Life Cover pays out in the event of your death to provide your loved ones with the funds they need to pay off outstanding debts such as medical bills, school fees, and daily living expenses.

• Get up to R10 million life insurance cover
• No medicals are required for cover
• Cover is immediate for accidental death
• It will take six months to be paid out for natural causes
• For suicide, there is a 24-month waiting period

1Life Dread Disease Cover

Because many of us can succumb to serious illnesses like cancer and heart attacks, dread disease, or critical illness cover pay-out could prove to be a lifesaver that pays for any shortfall in medical expenses or anything else required to cater for a change in lifestyle due to illness. There are some diseases that aren’t covered in full by your medical aid. 1Life Dread Disease Cover has been created to assist in such cases.

1Life Female Dread Disease Cover

• 1Life Female Dread Disease Cover covers women against female-specific cancers such as breast cancer or cervical cancer
• Up to four children can also be insured against cancers such as leukaemia and brain tumours
• Additional benefits include legal and emergency services

1Life Disability Insurance Cover

1Life Disability Insurance Cover protects your income, giving you and your family peace of mind should you, as the main breadwinner, become disabled.

• A lump sum will be paid out that could replace all your income
• Funds can be used to modify your environment to cater to your disability (should you need to modify your car or your home)

1Life Expense Protector

1Life Expense Protector is a form of income protection that pays out monthly instalments if you are temporarily disabled by injury or illness. You can use your pay-out to cover living expenses until you resume working or until you retire.

1Life Funeral Cover

Cover the costs of expensive funerals with 1Life Funeral Cover, including cover for:

• You
• Your family members (up to five children are covered)
• Extended family members (up to ten extended family members are covered)
• You or your beneficiaries will receive a lump sum pay-out within 24 hours of any successful claim

1Life Investments

Saving and investing is the cornerstone of sound financial planning. 1Life offers its clients full access to a wide range of investment products that will cater to the individual needs of South African investors.

1Life Personal Loans

For individuals that earn a regular income of just R5,000 and have a clear credit reference can qualify for a personal loan of up to R150,000!

• Competitive interest rates
• No hidden costs
• Repayment terms are between 12 and 60 months

1Life Life Insurance created a host of products that ensure sure there are no holes in your life plan that could burden your family should you die or fall ill. The advantages of choosing 1Life are many–choose how much cover you need and what premiums you can afford on a monthly basis.