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Discovery Life Insurance

Discovery Life Insurance lets you enjoy many benefits while keeping you healthy at the same time. Discovery rewards healthy living by offering great benefits. Link your Discovery Life insurance with any other Discovery product by integrating a variety of products. By doing this, Discovery gets a proper understanding of the steps you have put in place to ensure you are taking care of your health and fitness.

Discovery Life Products:


  • Purple Life Plan – an exclusive comprehensive life insurance plan offered to select clients with more than R10 million in life cover offering a wide selection of customisable benefits.
  • Smart Life Plan tailored life insurance for young professionals. It is never too early to start thinking about life insurance. Discovery Life insurance has created a product specifically aimed at young adults.


      • The Smart Life Plan offers dynamic, comprehensive insurance cover that will protect the forthcoming lifestyle and long-term financial security to assist young professionals that have the foresight to think ahead.
      • Discovery Life will give back as much as half of the qualifying premiums through the Smart PayBack Fund. Embark on a health and wellness programme and drive responsibly to increase this up to 100% of qualifying premiums back through the Smart PayBack Fund.


  • Dollar Life Plan – Discovery has a comprehensive insurance plan with an option to extend this cover should you become disabled. The exchange rate protector will enable you to fix the rand-dollar exchange rate applied to your dollar-denominated premium for three years.
  • Global Education Protector – Discovery Global Protector plan will cover your child’s education when you unable to do so, from kindergarten right up to university.
  • Discovery Business Life Plan – Discovery Business Life plan will cover disability, serious illness and death with a selection of comprehensive benefits to ensure your business is always protected. For the first three years of your policy, you qualify for a 50% discount on lump-sum disability cover.
  • Comprehensive life insurance – designed for you and your family. The plans offered are flexible and customized to cater to your individual needs, where you will be rewarded for leading a healthy lifestyle.



  • Link your Discovery Life Plan today so that you can take advantage of an upfront discount of 39% which you can maintain.
  • How would you like to get up to 50% of your premiums back as a reward for healthy living? Who wouldn’t! The Discovery PayBack benefit, through integrating your various plans, will permit up to 50% of your premiums back after a five year period.
  • You could also qualify to get as much as 100% of your first year’s premiums back – clients who qualify by taking out a new Life Plan during the Vitality Open Campaign will get as much as 100% back of their premiums of the first year based on the number of fitness goals attained. The aim of the campaign is to encourage all South Africans to embark on a healthier lifestyle and to be more active.

Find out more about bespoke insurance from the wide range of life insurance products on offer from Discovery today. Get a quote.

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