Get Life Insurance
From DIAL DIRECT
Dial Direct Life Insurance
Dial Direct Life Insurance offers straightforward life insurance to South African consumers with a range of focused, reliable products.
Products
Pure Life
- Pure Life by Dial Direct is a comprehensive insurance cover
- With Pure Life cover, you can get between R50,000 and R10 million cover that will be paid to your beneficiaries when you die
- Natural death is covered after two years
- Accidental death is insured immediately
- Suicide is covered after two years
- As the insured, you are covered for your whole life
- You can appoint up to 10 beneficiaries
Pure Life Benefits
- You can use the R50,000 paid out to your beneficiaries within 48 hours for expenses related to a burial
- Their Guaranteed Assurability option enables the insured to adjust his or her premiums if there are any lifestyle changes, and this can be done without any extra underwriting
- If the insured is diagnosed with a terminal disease and their life expectancy is less than 12 months, the cover amount will be paid out
- Access to Expo-Sure is available to the insured. This is a confidential HIV testing and treatment programme for individuals that have been accidentally exposed to the HIV virus
Dial Direct Disability Cover – Benefits
- A lump sum is paid out to the insured in the event of permanent disability
- Premiums do not increase for the first two years
- Should you become disabled, a percentage of your cover amount will be paid out to you. The amount may be between R50,000 and R10 million, depending on the kind of disability
- Disability cover includes automatic immediate cover for accidental disability
- There are no medical check-ups, although an HIV test is required
Dial Direct Dread Disease – Benefits
- Should the insured contract a dread disease, a percentage of the cover amount will be paid out. The amount could be between R50,000 and R10 million
- Cover is guaranteed for the insured’s whole life
- Life insurance will not be affected should the full Dread Disease Benefit be paid out
- The insured receives access to Expo-Sure which is a confidential HIV testing and treatment programme for accidental exposure to HIV
- There are no medical examinations – only an HIV test is required
Dial Direct Life Insurance offers a wide selection of products that cover many of life’s eventualities; ensure you have the right cover and that all your debts are met when you can no longer provide in person.

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