Dial Direct Life Insurance

Dial Direct Life Insurance offers straightforward life insurance to South African consumers with a range of focused, reliable products.

Products

Pure Life

• Pure Life by Dial Direct is a comprehensive insurance cover
• With Pure Life cover, you can get between R50,000 and R10 million cover that will be paid to your beneficiaries when you die
• Natural death is covered after two years
• Accidental death is insured immediately
• Suicide is covered after two years
• As the insured, you are covered for your whole life
• You can appoint up to 10 beneficiaries

Pure Life Benefits

• You can use the R50,000 paid out to your beneficiaries within 48 hours for expenses related to a burial
• Their Guaranteed Assurability option enables the insured to adjust his or her premiums if there are any lifestyle changes, and this can be done without any extra underwriting
• If the insured is diagnosed with a terminal disease and their life expectancy is less than 12 months, the cover amount will be paid out
• Access to Expo-Sure is available to the insured. This is a confidential HIV testing and treatment programme for individuals that have been accidentally exposed to the HIV virus

Dial Direct Disability Cover – Benefits

• A lump sum is paid out to the insured in the event of permanent disability
• Premiums do not increase for the first two years
• Should you become disabled, a percentage of your cover amount will be paid out to you. The amount may be between R50,000 and R10 million, depending on the kind of disability
• Disability cover includes automatic immediate cover for accidental disability
• There are no medical check-ups, although an HIV test is required

Dial Direct Dread Disease – Benefits

• Should the insured contract a dread disease, a percentage of the cover amount will be paid out. The amount could be between R50,000 and R10 million
• Cover is guaranteed for the insured’s whole life
• Life insurance will not be affected should the full Dread Disease Benefit be paid out
• The insured receives access to Expo-Sure which is a confidential HIV testing and treatment programme for accidental exposure to HIV
• There are no medical examinations – only an HIV test is required

Dial Direct Life Insurance offers a wide selection of products that cover many of life’s eventualities; ensure you have the right cover and that all your debts are met when you can no longer provide in person.